Today: May 28, 2015

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Margin Loans: An Alternative to Traditional Loans

In contrast to a traditional loan, a margin loan has many different aspects that can benefit its holder. Essentially, a margin loan allows you to borrow money through your brokerage account against securities you already own.

Investors tend to think margin loans are only taken to leverage an investment portfolio to purchase additional securities, but don’t realize this type of loan can be used to fulfill many other financing needs. Some investors may have sizeable wealth, but their money is tied up in less-liquid holdings such as retirement accounts, a home, or business venture. Read More

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Cartoon Copyright © Bill Whitehead Used with the permission of Bill Whitehead and Cartoonstock.com. All rights reserved. Read More

Economic Update: The Phenomenon of Low Inflation and Low Unemployment




Randy Shumway, CEO of Cicero Group and Economic Advisor for Zions Bank, discusses the Federal Reserve’s role in stabilizing unemployment, inflation and wages. Read More

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Cartoon Copyright © Scott Masear Used with the permission of Scott Masear and Cartoonstock.com. All rights reserved. Read More

For Beginners: How an Initial Public Offering (IPO) Works

Stock Exchange.Bhupinder NayyarOne method businesses can use to raise additional capital is to issue stock.

But how does stock make its way from the issuing company to investors?

A company first makes its stock available for public purchase through an initial public offering or IPO. For most companies the first step in this process is to employ the assistance of an investment bank. Acting as an underwriter, the investment bank helps the company establish various details of the IPO, including how much money it hopes to raise, the types of securities that will be offered, and the initial price per share. Read More

Fuel for Warriors – Lock-N-Load Java




As a veteran-owned business, the mission of Lock-N-Load Java is three-fold: to provide a superior product to their customers, to give back to current and former military members and their families, and work together as a family to make a difference.

To find out more visit http://www.locknloadjava.com/ Read More

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US Economy Rebounding with Solid If Unspectacular Job Gains

Rebounding from a dismal start to the year, the U.S. economy added 223,000 jobs in April, a solid gain that suggested that employers are helping fuel a durable if still subpar recovery.

The job growth helped lower the unemployment rate to 5.4 percent from 5.5 percent in March, the Labor Department said Friday. That is the lowest rate since May 2008, six months into the Great Recession. Read More

UAMPS: Reducing Emissions with New Technologies




UAMPS invests in power projects that not only help its customers save money, but also help the environment. The evolution of power systems is leaning toward efficient emission-free developments like the Veyo heat recovery project. Read More

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Cartoon Copyright © Aaron Bacall Used with the permission of Aaron Bacall and Cartoonstock.com. All rights reserved. Read More

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Cartoon Copyright © Marty Bucella Used with the permission of Marty Bucella and Cartoonstock.com. All rights reserved. Read More

Don’t Fall for These 5 Infomercial Money-Grabbing Tricks

Infomercial.Mike Mozart

Infomercials that sell shampoos, zit creams and the latest weight loss gadgets can be hard to turn away from. But before you pick up that phone, you should know that the low, low prices and easy monthly payments advertised are not always what you’ll pay.

“There are many problems with infomercials,” says Edgar Dworsky, the editor of consumer resource guide ConsumerWorld.org. “Not all of them are misleading, but many are.” Read More