Tag Archives: savings

Key moves for surviving low interest rates

Interest rates aren’t budging anytime soon. That means it’s time to rethink your financial strategy. The Federal Reserve said last week that it would keep its benchmark rate at record lows for at least another three years. Read More

Consumer borrowing surges as economy improves

Americans are feeling confident enough in the economy to go back to a time-honored tradition — taking on a little extra debt. Consumer borrowing surged in November by $20.4 billion, the Federal Reserve said Monday, January 9. It was the third straight increase and the largest monthly gain in a decade. Read More

Debt: Sink or swim

For many, debt is a feared four-letter word. The recent debates in Congress over the national debt may have prompted citizens to evaluate their own financial circumstances. Read More

Better Late Than Never: A guide to last-minute retirement planning

A number of individuals approaching retirement age have undoubtedly been affected by the financial and real estate crises of recent years. Read More

Tips for managing money in August

Summer is almost over, which means the frenzy of the holiday shopping season isn’t too far behind. Read More

With default looming, what investors should do now

How do you prepare for a financial cataclysm that may not happen? Read More

5 tips for staying under your own debt ceiling

It seems like common sense: Don’t take on more debt to pay off your bills. Yet debt-laden consumers routinely do just that, even as they criticize the federal government for efforts to raise the debt ceiling. Read More

Couples need to talk retirement details

Workers have become more involved in retirement planning but too often just one member of the family takes care of investments and strategy, leaving the spouse unprepared to take over if needed. Read More

Homebuyer Reality Check: It’s a buyer’s market

Why are so few people buying houses? One of the key reasons is falling prices.
Although lower prices encourage true bargain hunters to look for deals, they can also scare off homebuyers who fear the bottom has yet to come. And, between the two, anxiety is winning. Read More

5 ways to keep inflation from ruining retirement

Inflation is the long-term threat stalking every portfolio. Read More

Save your food, save some dough

Americans waste an estimated 14 percent to 40 percent of the food produced for their consumption. It happens in fields, in stores and in your kitchen. That’s bad for the environment and it can be very bad for your wallet. Read More

7 common money moves that can bring bad luck

Unless you happen to trip over a black cat while walking under a ladder outside your financial adviser’s office, nothing should really spook you about your money on Friday the 13th. Still, it’s a good time to remind yourself of money mistakes to avoid throughout the year. Read More

401(k) balances up 12 pct from year ago

The average balance of 401(k) retirement plan accounts managed by Fidelity Investments rose to $74,900 at the end of the first quarter, the highest level since the company began tracking balances in 1998. Read More