Tag Archives: personal finance

Rethinking: Traditional Brokerages

As individuals continue to react to the current economic climate and sort out their financial portfolios, one thing has become very clear: traditional investment ideas and practices are no longer driving our decisions. It’s time to rethink our strategies. Read More

Rethinking: Getting Started in Fixed Income

As the financial crisis continues, many investors are questioning where to put their money. Bonds typically have been thought of as a favorite for an older generation looking for more stable, less risky investments; however, in this economic climate, bonds, generally, have proven appealing across demographics. Read More

The Bucket Plan: Regain Control of Your Future

Many families have discovered that the assets they intended to use for important purposes — paying for the children’s college educations, funding retirement, buying a long-awaited vacation home — have been swallowed up by the financial crisis. They’re now having to make last-minute and often drastic adjustments to their plans. Read More

Reducing Your Retirement Needs—Retirement: 4 of 6

Part four approaches retirement planning from another angle. If maximizing assets is one way of ensuring the retirement of one’s dreams, another way might be to simply adjust those dreams slightly. Brigham Young University professor and financial adviser Scott Marsh offers some tips about reducing one’s retirement needs.

One of the first suggestions many financial planners offer as a way to trim needs is a reduction in housing. Downsizing the home reduces the mortgage payment and may even eliminate it. Read More