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One swallow does not make a summer, but one skein of geese, cleaving the murk of March thaw, is the Spring.
Aldo Leopold Categories
Tag Archives: payments
Consumers still pay credit cards before mortgages
It’s not just mortgages that are upside down. People are staying current with their credit card payments even when they are behind on their mortgage, continuing a trend first seen three years ago. Read More
Climbing a Bond Ladder
There is usually more than one way to travel from point A to point B. When planning a trip, a person can look at a map or use the internet to identify a variety of carriers or alternate routes that will deliver a person to a desired destination. There will naturally be advantages and disadvantages with each carrier and each route selected. So it is with fixed income investing: there are a variety of investment products and structuring techniques that may help deliver targeted results. Read More
Credit cards in 2011: Higher rates, richer rewards
A new breed of credit cards is on the way for 2011. Tighter regulations, cutting-edge technologies and a growing willingness by banks to lend again are just some of the factors reshaping the credit card industry. For sharp-eyed consumers, the changes could present an opportunity to significantly lower monthly expenses.
To make the most of your plastic, here are the key trends to watch… Read More
Clean house: Tips for paying down your mortgage
Don’t let your biggest debt run your life. There are ways to trim your monthly costs that will move you closer to a mortgage-free retirement.
PAYING EARLY: Make one extra payment every year and apply the extra cash toward principal.
“That will cut about 8 years off your 30-year fixed loan,” said Pava Leyrer, president of Heritage National Mortgage in Michigan.
There are several ways to do this. You can make a full extra payment all at once. Leyrer suggests using your tax refund. Still, it may be easier to pay throughout the year. For example, if your monthly payment is $1,200, pay $100 each month. Another option… Read More
Schumer asks Fed to police business card marketing
U.S. Sen. Charles Schumer called on the Federal Reserve Wednesday, September 1, to step in to help individuals avoid opening corporate credit cards that come with fewer protections than cards meant for consumers.
Schumer, in a letter, asked Fed Chairman Ben Bernanke to crack down on banks signing consumers up for cards designed for small businesses and professionals, which are not subject to the sweeping credit card law that took effect in recent months . . . read more Read More
