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The best way to have a good idea is to have a lot of ideas.
Linus Pauling Categories
Tag Archives: investments
How to Work With a Bank
It was nearly four decades ago when Utah real estate entrepreneur Dell Loy Hansen first borrowed money from a bank to purchase investment property . . . read more Read More
..flation Investing
What’s it gonna be? Inflation or Deflation? Let me think now…inflation is going to be a huge problem in coming years. Did you see the incredible $1,400,000,000,000 federal budget deficit last year, with the same, or higher, budget deficit this year . . . read more Read More
A look at closed-end funds vs. open-end funds
Closed-end funds are generally not for hands-off investors. But they can offer benefits over more common open-end mutual funds, if an investor is willing to take on the added risks and rewards from differences in how they operate. Here’s a look at key differences:
OPEN-END FUNDS:
HOW THEY WORK: The fund issues as many shares as investors demand. When an investor buys in, they pay the fund’s current share price, based on the value of the fund’s investment holdings at the end of the trading day. . . . read more Read More
Closed-end funds: What investors need to know
Despite their exclusive-sounding name, closed-end funds don’t maintain the equivalent of a velvet rope restricting access to VIPs.
The reality is that investors in closed-end funds tend to be wealthier than the average client in conventional open-end mutual funds, which far outnumber closed-end funds.
Yet it’s not a matter of cost that gives closed-end funds their more exclusive reputation. It’s the difference in how closed-end funds operate that introduces an extra layer of potential risk, and draws a different pool of investors. . . . read more Read More
Investing Basics: Budgets
Many of us fail to see the relationship between budgeting and saving. Budgeting is a process that starts by setting spending targets that help you to stay within your means. A personal budget is useful in controlling personal expenses.
Reasons for having a personal budget usually change over time. In our 20s, we focus on repaying debts or saving for a down payment on a home. We may want to budget in order to set aside several thousand dollars for a trip around the world. In our 30s and 40s, budgeting is important to help pay for our children’s living and college expenses. By the time we enter our 50s, saving for retirement becomes a major financial goal. Read More
2009 Outlook
THE AMERICAN ECONOMY…the recession continues
Domestic and global financial sector paranoia has contributed to major weakness within the U.S. economy. Enormous investment and lending losses have sharply curtailed the availability of credit.
Such financial sector weakness has led to creative and extremely costly government proposals to stabilize financial markets. These factors, combined with prior excesses in new home construction and existing home price appreciation, led to the current period of serious recession, which officially began in December 2007. Read More
