Tag Archives: interest rates

Key moves for surviving low interest rates

Interest rates aren’t budging anytime soon. That means it’s time to rethink your financial strategy. The Federal Reserve said last week that it would keep its benchmark rate at record lows for at least another three years. Read More

Refinancing your mortgage? Understand appraisals

Mortgage rates are tantalizingly low. But for some homeowners, the opportunity to refinance could be scuttled by an appraisal. The process isn’t an exact science and homeowners may be surprised to find their property isn’t worth as much as they believed. Read More

Biggest blind spot for car buyers? Financing

Car buyers are getting smarter about negotiating prices. Securing cheap financing is another matter. It’s a common blind spot for consumers, who tend to fixate on the sticker price without giving much thought to the back end of the deal. Read More

Interest rates 101: How banks set your rates

Interest rates on credit cards and mortgages seem to move in mysterious ways. When Standard & Poor’s downgraded the country’s debt rating, for example, most experts thought mortgage rates would start climbing. Read More

What’s A Central Bank To Do?

As the economy continues to soften and fiscal stimulus morphs into fiscal austerity, the Federal Reserve must decide whether the US economy can stand on its own, or whether the central bank must, once again, intervene actively to prop up the economy. Read More

More on the Decoupling of the Macro from the Micro

The US economy has slowed significantly in recent months compared to late 2010 and early 2011. We’re not forecasting a recession … yet. But we are talking about a marked deceleration in the growth rate of our gross domestic product. Read More

2 tools for a mutual fund portfolio checkup

Summer and the end of the year are popular times for investors to perform checkups of their mutual fund portfolios to see whether they’re on track with their savings goals. Read More

7 tips for rebalancing your fund portfolio now

Summer is generally a calm season for the financial markets. It offers time to reflect,
check your mutual fund portfolio, and see whether you’re on track with savings goals. Read More

If the Government Defaults…

These days, clients frequently ask us whether the US government will default and what such an event would mean for investment strategy. Read More

Fidelity adds a new twist to muni bond investing

Fidelity Investments is taking a target-date approach to municipal bond investing, launching mutual funds designed to protect investors against the possibility of a loss just when they need to withdraw cash. Read More

Homebuyer Reality Check: It’s a buyer’s market

Why are so few people buying houses? One of the key reasons is falling prices.
Although lower prices encourage true bargain hunters to look for deals, they can also scare off homebuyers who fear the bottom has yet to come. And, between the two, anxiety is winning. Read More

Today’s homeowners face a world of modern concerns

The American dream can keep you up at night. Read More

‘Mortgage Approved!’ 5 factors that make it happen

There’s rarely been a better time to buy a home. If only you could get approved for a mortgage. Read More

Thinking about financial risks

There are no sure things in the world of finance. The market value of the securities in your 401(k) may rise or fall, the monthly cost of your variable rate mortgage can go up and down. Even Treasury securities will vary in value. Read More

Heard Off The Street: Whither Rates?

This article was prepared by Contango Capital Advisor’s Investment Strategy Group. Contango Capital Advisors is an affiliate of Zions Direct. When will the Federal Reserve start raising interest rates? What do you think about inflation? These are the two most … Read More