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Nearly every man who develops an idea works it up to the point where it looks impossible, and then he gets discouraged. That's not the place to become discouraged.
Thomas Edison Categories
Tag Archives: health care
End-of-the-year taxes: 8 tips to help you save
The decorations are up, the shopping is underway and holiday parties line the calendar. That means it’s time to think about your tax bill. A little effort now could add to the list of what you have to celebrate. Read More
Most boomers don’t have living wills
Most people don’t want to think about death, much less plan for it — especially when they feel healthy and young in their middle-age years. Read More
5 biggest money mistakes retirees make
Live long and prosper. We should all be so lucky to fulfill this blessing made popular in the television series “Star Trek.” For retirees to maintain their desired lifestyle without a paycheck, possibly for decades, they need have a solid financial plan. Read More
Monday Cartoon
Cartoon Copyright © Marty Bucella. Used with the permission of Marty Bucella and Cartoonstock.com. All rights reserved.
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4 steps for planning retirement health care costs
There’s a tremendous lack of knowledge when it comes to planning for health care costs in retirement. Read More
Myths about money in retirement punctured
Fretting is the new normal for retirement.
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Questions to consider on long-term care coverage
The market for long-term care insurance grew even more foreboding for some consumers last year when big insurers announced sizeable premium hikes.
Insurers that provide coverage for a nursing home stay, adult day care or a home health aide have seen higher-than expected claims at the same time their ability to grow a cash cushion has been hampered by low interest rates. Because of the squeeze, MetLife Inc. recently stopped selling coverage…read more Read More
Baby boomers near 65 with retirements in jeopardy
Through a combination of procrastination and bad timing, many baby boomers are facing a personal finance disaster just as they’re hoping to retire.
Starting in January, more than 10,000 baby boomers a day will turn 65, a pattern that will continue for the next 19 years.
The boomers, who in their youth revolutionized everything from music to race relations, are set to redefine retirement. But a generation that made its mark in the tumultuous 1960s now faces a crisis…read more Read More
American voices on making the economy move.
It seems Washington is all ears these days.
President Barack Obama says he’ll take a great idea to fix the economy anywhere he hears it. The Republican leaders in Congress can’t say enough how determined they are to “listen to the American people.” OK. Here goes.
We want less debt, lower taxes, more trade, less trade, “less talk and more walk,” a brand new New Deal, a private sector renaissance, money for trains and roads, easier credit, a clampdown on CEO pay, more immigration, less immigration, government off our backs, a safer safety net…read more Read More
IRS issues rules for health tax credits
The Internal Revenue Service on Friday, May 21, released the guidelines that small companies can use to apply for tax credits to spur medical research.
The credit will cover up to 50 percent of the cost of qualifying biomedical research, up to a maximum credit of $5 million per business. The credit is only available to companies with fewer than 250 employees . . . read more Read More
States offer variety of health coverage extensions
More than 30 states allow parents to extend their health insurance coverage to dependents beyond the typical cut-off ages of 19 or 22. But these are not blanket extensions. Many come tailored for that state.
Here’s a sampling of what some specify. . . . read more Read More
A look at the health care overhaul bill
Congress approved a major overhaul of the nation’s health care system for President Barack Obama’s signature. Here are some of the features of the legislation.
HOW MANY COVERED: 32 million uninsured. Major coverage expansion begins in 2014. When fully phased in, 94 percent of eligible non-elderly Americans would have coverage, compared with 83 percent today.
COST: $938 billion over 10 years, according to the Congressional Budget Office.
INSURANCE MANDATE: Almost everyone is required to be insured or else pay a fine, which takes effect in 2014. . . . read more Read More
More than one way to trim health coverage premiums
Skyrocketing premiums have stunned some consumers who buy their own health insurance policies. People in several corners of the country are facing increases of 20 percent or more from some insurers.
Congress has asked the largest health insurer, WellPoint Inc., to testify about rate hikes of up to 39 percent for its Anthem Blue Cross plans in California, and President Obama wants federal oversight of rate increases. Insurers say rising medical costs are to blame for the price hikes.
There are steps consumers can take to shrink their payments while all this haggling takes place. Here are things to consider: . . . read more Read More
