Tag Archives: credit score

Get More With Your Score: 3 actions that affect your credit

With interest rates on 30-year loans at record lows and hints of a housing market recovery, more people may be considering applying for a mortgage loan. Low interest rates on auto loans may also be appealing to those looking to purchase a new vehicle. Getting a low rate on such loans can mean significant savings over time. Read More

6 key considerations when applying for a mortgage

For most would-be homebuyers, making a run at homeownership is going to mean getting approved for a home loan. It’s a process that, at best, can be stressful and confusing. Borrowers can be better prepared by taking steps to study their options and learn what to expect from a lender. Read More

6 tips on getting finances in shape to buy a home

After years in the doldrums, the housing market appears back on track. Home sales and prices are up, and mortgage rates remain near historic lows, reinvigorating the appeal of homeownership. Read More

Consumer Tips for Buying a Home

With housing prices and mortgage interest rates at record lows, now is a good time to explore buying a home. “Buying a home is the single largest investment that most people will make in their lifetime,” said Frank Keating, president and CEO of the American Bankers Association. Read More

Tips to Give Your Credit a Boost

Your credit score is reported by each of the three credit bureaus every year. Learn the importance of your credit score and various approaches that may help improve and maintain it in this brief video. Read More

The 3 C’s of Credit Scores

Your credit score has a profound impact on much of your financial life, examined when applying for a loan or even when being considered by a potential employer. Learn what goes into determining this important number. Read More

4 pitfalls of holiday perks for credit cards

It seems like the most wonderful time of year for credit card rewards. With the holiday season fast approaching, card issuers are dangling big sign-on bonuses and richer rewards. Read More

Myths, misperceptions about credit scores rampant

A poor credit score can make it hard to get a mortgage, a new car or a decent interest rate on a credit card. Yet 42 percent of those polled in a recent Visa Inc. survey never bother to check their score. Read More

‘Mortgage Approved!’ 5 factors that make it happen

There’s rarely been a better time to buy a home. If only you could get approved for a mortgage. Read More

4 tips to help determine if owning a home is right

Home prices aren’t what they used to be. Their steady decline may be causing your anxiety to rise. After all, buying a home is a big commitment. But even in a down market, how you go about deciding whether to buy a home remains the same. Read More

5 tips for a smooth mortgage application process

All you needed was a pulse. In the not-so-distant past that’s practically all it took to qualify for a mortgage. Now an exhaustive array of paperwork awaits potential borrowers. Read More

Tips for transferring a credit card balance

Don’t like the terms on your credit card? It could be time to take your business elsewhere.

Balance transfer offers are getting a whole lot sweeter for those with good to excellent credit. Introductory rates of 0 percent are now as long as 18 months, more than double the average time offered at the height of the recession. The newfound generosity comes as banks compete to land the top spenders with clean credit records. Read More

The Straight Answer on Improving Your Credit Score

Lenders are judging credit scores more closely than ever in the aftermath of the economic crisis. To qualify for no-fee cards, secure a loan and keep your interest rates low, you need… Read More

Zions Credit Card Ranks No. 1 for Lowest Ongoing Rate

At a time when many consumers are watching interest rates on their credit cards rise in the aftermath of the Credit Card Act of 2009, Zions Bank’s Low Rate Visa Platinum card has been ranked No. 1 in the country for the lowest ongoing interest rate for consumers with good credit. Zions Bank’s card surpassed 216 others . . . Read More

5 tips for cleaning up your credit to buy a home

Credit problems are often an obstacle to buying a first home. You can take steps to improve your credit score and increase your chances of getting approved for a mortgage on better terms. As a starting point it’s critical to look at your credit report well in advance and take steps to fix any problems. . . . read more Read More