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Nearly every man who develops an idea works it up to the point where it looks impossible, and then he gets discouraged. That's not the place to become discouraged.
Thomas Edison Categories
Tag Archives: certificates of deposit
Zions Direct Announces FDIC-Insured CD Auction Results
In auctions closed from August 3, 2011 to August 9, 2011, investors purchasing FDIC-insured CDs in the auctions received average yields 0.45 percentage points, or 45 basis points, higher than average yields on similar CDs. Read More
Announcement of Yields from CD Auctions
In auctions closed from March 9, 2011 to March 15, 2011, investors purchasing FDIC-insured CDs in the auctions received average yields 0.38 percentage points, or 38 basis points, higher than average yields on similar CDs Read More
The Bucket Plan: Regain Control of Your Future
Many families have discovered that the assets they intended to use for important purposes — paying for the children’s college educations, funding retirement, buying a long-awaited vacation home — have been swallowed up by the financial crisis. They’re now having to make last-minute and often drastic adjustments to their plans. Read More
Rethinking: FDIC Insurance
While benefits of FDIC insurance can be debated, especially in this economic climate, insurance on certificates of deposit (CD) and bank accounts provides needed relief to the individual investor. Created in 1933 in response to the bank losses suffered during the Great Depression, FDIC insurance guarantees individuals’ bank deposits, currently up to $250,000 for each deposit in a single bank. Today, an individual can use the insurance to buy a CD knowing that their money is protected up to $250,000 until December 2013.
In addition to bank deposits, FDIC insurance carries over to some of the more conservative investment options as well. Read More
Zions Direct in Wall Street Journal
Zions Direct Chairman W. David Hemingway was featured in a recent Wall Street Journal article examining the Zions Direct auction platform. Read More
Coping Emotionally With the Economic Meltdown
If you have a 401(k) account, a mortgage, job, car, or if you eat food — or if you have a loved one who does — then chances are you’ve experienced additional stress this year. The economic downturn, experts assure us, has affected just about everyone: rich and poor, young and old, white collar and blue collar, blue states and red. We’re all in this together. But when we’re watching our investments shrink, or looking at a bill we can’t afford to pay, it’s easy to feel very alone.
Insomnia, anger, depression, self-medicating with drugs or food, and panic attacks are just some of the symptoms that have been reported because of “credit-crisis stress.” Here are some tips for coping when it feels like the sky is falling. Read More
