-
Nearly every man who develops an idea works it up to the point where it looks impossible, and then he gets discouraged. That's not the place to become discouraged.
Thomas Edison Categories
Tag Archives: 401(k)
7 year-end tax tips for mutual fund investors
A surge of cashflow into a business can make it seem like a powerhouse. Yet its bottom line might be underwhelming after taxes and other expenses are figured in. The same can hold true with investing. Read More
Tips for choosing the right target-date fund
The performance of stocks in October — their best month in almost a decade — makes it tempting to peek at your 401(k) balance. Read More
It’s open (enrollment) season on tax savings
Grumbling about taxes is a national preoccupation. Yet workers forgo thousands of dollars in tax savings every year. Read More
Opening a college savings plan? Know the options
Saving for college is increasingly becoming an investor’s game. As tuition continues to climb, state-sponsored college savings plans have become widely hailed as the most prudent way for families to prepare for the future. Read More
401(k) hardship withdrawals require serious thought
The numbers show that times are still tough financially. More workers are taking money from their 401(k) accounts early and using the hardship withdrawal rules to give them access to needed cash. Read More
Market’s down? Time to create a retirement plan
Many big investors look at the drop in the stock market as a buying opportunity. Small business owners should consider it an opportunity as well. Read More
Better Late Than Never: A guide to last-minute retirement planning
A number of individuals approaching retirement age have undoubtedly been affected by the financial and real estate crises of recent years. Read More
2 tools for a mutual fund portfolio checkup
Summer and the end of the year are popular times for investors to perform checkups of their mutual fund portfolios to see whether they’re on track with their savings goals. Read More
7 tips for rebalancing your fund portfolio now
Summer is generally a calm season for the financial markets. It offers time to reflect,
check your mutual fund portfolio, and see whether you’re on track with savings goals. Read More
Thinking about financial risks
There are no sure things in the world of finance. The market value of the securities in your 401(k) may rise or fall, the monthly cost of your variable rate mortgage can go up and down. Even Treasury securities will vary in value. Read More
Workers too often tapping 401(k), not a piggy bank
“It’s my money, why shouldn’t I use it?” It’s a mindset that can be a slippery slope when it comes to your retirement savings. Indeed many workers may be robbing themselves of a secure future by viewing their 401(k) account as a piggy bank that can be tapped all too easily. Read More
7 common money moves that can bring bad luck
Unless you happen to trip over a black cat while walking under a ladder outside your financial adviser’s office, nothing should really spook you about your money on Friday the 13th. Still, it’s a good time to remind yourself of money mistakes to avoid throughout the year. Read More
401(k) balances up 12 pct from year ago
The average balance of 401(k) retirement plan accounts managed by Fidelity Investments rose to $74,900 at the end of the first quarter, the highest level since the company began tracking balances in 1998. Read More
A primer on small-cap stocks hitting record high
It’s challenging to get a handle on where the economy is headed. The stock market rises on promising corporate earnings one day, only to slide on disappointing jobs data the next. Still, records are being set. Read More
