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One swallow does not make a summer, but one skein of geese, cleaving the murk of March thaw, is the Spring.
Aldo Leopold Categories
Category Archives: Retirement
Social Security not deal it once was for workers
People retiring today are part of the first generation of workers who have paid more in Social Security taxes during their careers than they will receive in benefits after they retire. Read More
4 key items to look for in new 401(k) disclosures
It’s easy to overlook what’s important when it comes to saving money. Many people would sooner clip a toothpaste coupon than review their retirement accounts to assess whether they can minimize investment fees. Read More
Shared-care insurance gains as option for couples
It’s the financial protection that many will need in retirement but few are willing or able to buy. Long-term care insurance scares off most people because of the cost. For married couples, an increasingly popular option called “shared care” may make it more feasible by providing expanded coverage for less money than would otherwise be the case. Read More
401(k) fees have employers, employees in the dark
What’s not to like about 401(k) accounts? Most companies offering these retirement savings plans match a portion of the employee’s paycheck deductions. Contributions are exempt from income tax. Investment earnings grow tax-free until withdrawal. Read More
Tips to pick the best nursing home for a loved one
Finding the right nursing home for an elderly loved one is a daunting task. And it’s one most of us will face, as two-thirds of people over 65 will need nursing home care, at least temporarily, according to AARP. Read More
Retired couples may need $240,000 for health care
Couples retiring this year can expect their medical bills throughout retirement to cost 4 percent more than those who retired a year ago, according to an annual projection released Wednesday, May 9, by Fidelity Investments. Read More
5 ways to balance retirement and college savings
Imagine if retirement were financed by scholarships, grants and loans. You could qualify for a substantial aid package to pay for your senior years. Your stellar job “grades” and career achievements would be rewarded with significant merit aid. Read More
Schwab daughter: Financial literacy starts at home
Growing up with a financial services icon for a father surely gave Carrie Schwab-Pomerantz an inside advantage in learning about money. After all, she got to constantly “talk to Chuck,” as the long-time advertising slogan for Charles Schwab & Co. urges. The real Chuck, Charles R. Schwab: company founder and chairman, pioneer in the discount brokerage business, and Dad. Read More
IRAs – Don’t be fooled on April 1st
April is just around the corner, which means there is a good chance that the fast-approaching tax deadline is at the forefront of your mind. For those lingering in the preparation process – or for those who have not even begun – there are some factors of which you may or may not be aware. Read More
Retirees’ withdrawal syndrome: How much to live on
Avoiding the nightmare financial scenario in retirement — running out of money — is getting trickier.
Rising life expectancy means having to pay for a longer retirement. The lack of a pension or frozen benefits translate to fewer, smaller checks from ex-employers. And the days of being able to count on averaging 10 percent annual returns from the stock market are over Read More
US college grads get older, shift workplace trends
Americans 60 or older are more likely than ever to have college degrees, helping redefine work and retirement as educated baby boomers swell the senior population at rates faster than young adults earn diplomas. Census figures released Thursday, February 23, highlight changes in U.S. college completion, which reached a high of 30.4 percent last year. Read More
For boomers, it’s a new era of ‘work til you drop’
When Paula Symons joined the U.S. workforce in 1972, typewriters in her office clacked nonstop, people answered the telephones and the hot new technology revolutionizing communication was the fax machine. Read More
Retirement Planning with Kevin Mikan
Kevin Mikan of Western National Trust Company discusses four important considerations for individuals and small business owners in this interview about retirement planning. Learn how saving more and early can contribute to a successful retirement. Read More
Top Articles of 2011
The year 2011 afforded many opportunities to examine and provide commentary on some pertinent – and at times divisive – issues in the realm of personal finance. The last twelve months have been tumultuous in the financial world. Read More
Money-smart retirement: 9 tips for sound spending
Retirement tests everyone’s money skills. Seniors have to stretch savings over as much as three decades, face steep health care costs and have few ways to make up for any shortfall. Read More
