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The best way to have a good idea is to have a lot of ideas.
Linus Pauling Categories
Author Archives: Larry Denham
A Tale of Two Strategies: Bond Funds vs. Individual Bonds
In fixed income investing there is an on-going debate over the advisability of investing in bond funds versus investing individual bonds. Investment professionals on both sides of the argument have persuasively outlined the advantages and disadvantages of either approach. Read More
Asset Allocation Between Equities and Fixed-Income
Fixed-income investments can be important means for the preservation of principal, generation of income and stabilization of overall investment returns. As such, investors should decide the appropriate allocation between fixed income and equities (stocks) to meet their goals. (Fixed-income investments generally include U.S. Treasuries, U.S. Agencies, brokered certificates of deposit, municipal bonds, corporate bonds or money market securities.)
The task of allocating investment funds among different asset classes can seem daunting given the myriad of securities from which to choose . . . read more Read More
Climbing a Bond Ladder
There is usually more than one way to travel from point A to point B. When planning a trip, a person can look at a map or use the internet to identify a variety of carriers or alternate routes that will deliver a person to a desired destination. There will naturally be advantages and disadvantages with each carrier and each route selected. So it is with fixed income investing: there are a variety of investment products and structuring techniques that may help deliver targeted results. Read More
The Case for Cash
A strong case can be made that every investment portfolio should contain cash. Cash is generally defined as a safe and liquid asset, such as U.S. Treasury bills, Money Market funds, FDIC-insured Certificates of Deposits, or Bank checking and saving accounts. While cash instruments are not suited to counter inflation, cash does provide an investment portfolio . . . read more Read More
Fixed-Income Investments
In order to maximize long-term portfolio returns, investors should regularly evaluate the use of fixed-income investments within their portfolio. Fixed-income investments generally include U.S. Treasuries, U.S. Agencies, FDIC-insured certificates of deposit, municipal bonds and corporate bonds . . . read more Read More
