Comments on: Rethinking: The Credit Card Act

By: J Johnson

J Johnson — Tue, 23 Mar 2010 05:55:53 +0000

Fred G–Watching that I don’t over draw my account is my personal responsibility. That there is a fee, if I do, is well understood. How does the bank know when someone is in the hospital! I’ve had a very good response from Zion’s Bank when I’ve shared any extenuating circumstances. They’ve been understanding. But if its my own fault, I take the consequences and learn a lesson. Thanks for the great service, Zion’s Bank. And remember, the tellers don’t make the rules. Don’t take it out on them.

By: Travis

Travis — Mon, 01 Feb 2010 19:32:07 +0000

Thanks for the information. I’ve heard about this Act but never heard what it really meant until your email.

By: ken L.

ken L. — Sat, 30 Jan 2010 16:02:49 +0000

It’s no mystery that Wall St. is mismanaged and has been for the decades that I’ve been alive. Considering history it may have alwasys been so. There is no reason for Wall St.to change when they are thier losses are socialized and profits prvatized. Even with socialized losses Wall St. is arrogant and takes government, public funds to reward itself with public monies and boasts about its financial genius. It doesn’t take a genius to borrow fiat money, newly printed without basis, at virutally 0% and simply buy even government bonds at 3.5% and make money. Wall St. believes that American Society is created to serve Wall St., the private good at public expense. The legitimate function of capital markets is to serve the public and provides the means by which private investors can channel their capital to those services and goods which serve the society. This process alone provides enough opportunity for corruption. This also allows decentralization for decision making purposes as opposed to the cnetralized system which is now in place, the Wall St. Wash. DC axis of evil.

By: Mike C

Mike C — Wed, 27 Jan 2010 16:47:29 +0000

Thank you Nevada State Bank. I have banked with all of the big banks over many years and have always had some problem which angered me enough to change banks. however over the last 10 + years NOT ONCE have I had an issue with NSB I would like you to know that I am very pleased with the way business is conducted at NSB and the best staff I have ever worked with. I recommend your bank to anyone that is having issues with their financial institution.

By: Dennis S

Dennis S — Wed, 27 Jan 2010 15:20:24 +0000

Thanks Scott. I just saw a PBS frontline special last night and was horrified to learn about how many Credit Card company’s have been deceiving the public, charging outrageous fees and interest rates, and have been hurting the most economically vulnerable. It is nice to hear about a company that does the right thing even when no one is watching.

By: Dick T

Dick T — Wed, 27 Jan 2010 15:02:57 +0000

Scott,
Great message – articulate & succinct.
Some issuers deserve to be reigned in.
If I’d known I’d see $5 & $6 ATM surcharges (which will eventually screw that up for everybody too), I may not have sued Visa&Plus so vigoriously.

Hope life’s good for you.

Dick

By: Janet A. G

Janet A. G — Wed, 27 Jan 2010 14:54:37 +0000

It is no surprise that Zions Bank is not involved in issues related to unfair interest rates and unfair practices related Zions charge cards. I want to take tis opportunity to congratulate Zions for the very professional way you have handled our charge card. We have received calls if there is a question regarding a charge when we are out of town, have had immediate follow up when a charge has been entered on our account in error and have very positive and accurate responses when we call with a question. We want to specifically recognize Matt Mabey, who works with the Private Banking Department located at your bank on Foothill. He is pleasant, responsive, and extremely knowledgeable about our account. You are fortunate to have him on your team.

By: Fred G

Fred G — Wed, 27 Jan 2010 04:29:02 +0000

If this is so, why was I charged $25.00 overdraft fees for small purchases I made, and was then unexpectedly admitted to the hospital for a serious medical emergency?

Do you think this is a fair way to treat a customer of 13 years? I know it is legal. Is it moral?

So, before you blow your horn too loudly, please consider the totality of your practices. Regardless of your response, I will remain loyal to Zions Bank because I have friends who are executives with the bank.

Thanks for listening.

Fred G.

By: Steven R. K

Steven R. K — Wed, 27 Jan 2010 01:42:56 +0000

Thanks Zions Bank for looking after your Customers.

Steve//

By: Michelle S.

Michelle S. — Tue, 26 Jan 2010 23:57:48 +0000

Thank you for your manner of doing business! We appreciate the way your employees have always treated us with fairness and concern, explaining how we can manage our finances to our advantage, not to yours. Luann Petersen and Mike Wallace in the Logan 14th North Branch are true gems and have been a great asset to us. We intend on dealing with Zions Bank for years to come.
Thanks Again,
Michelle S.